We represent policyholders, including condominium associations, homeowners associations, cooperative associations, unit owners and homeowners in their claims against their property insurance carriers.
Representing condominiums and homeowners associations in their insurance claims requires knowledge not only of insurance law but the application of Florida Statutes 718 and 720 (as applicable) and the association’s declaration of condominium or covenants. Our firm is very experienced in representing community associations in their insurance claims and routinely does so. We understand that the unique nature of community living requires the utmost attention to these types of claims so that the burden to the residents of the community is minimized. We also regularly attend meetings of the association so that the residents of the community are kept informed as to the status of the insurance claim thereby easing some of the strain on the board of directors.
Property insurance claims involving unit owners are unique and require an attorney experienced in their handling. These property insurance claims unique in that they involve the interplay between the laws governing general property insurance, the governing documents of the community association and the laws governing the community association.